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  Rates
30 Year Fixed Mortgage
5.875%/6.012% APR

15 Year Fixed Mortgage
5.25%/5.476%APR

FHA 30 Year Mortgage
5.625%/5.795%APR

View all Rates

 Current Rates

  Certificates of Deposit
Term Interest Rate APY (Annual Percentage Yield)
91 Day .50% .51%
182 Day .995% 1.00%
12 Month 1.09% 1.10%
24 Month 1.54% 1.55%
36 Month 2.00% 2.02%
48 Month 2.25% 2.27%
60 Month 2.30% 2.32%
  • Rates effective as of March 4, 2010

  • The Certificates of Deposits listed above are based on a minimum deposit of $500.00 with a minimum balance of $500.00 to calculate the Annual Percentage Yield. Early withdrawal penalties may apply.

  • Contact a Personal Banker for CD specials!


  IRA's, Savings and Deposit Accounts
Term Interest Rate APY (Annual Percentage Yield)
IRA CD's For current rates contact Beverly or Julie Call us today at 816-773-8150
Chapman Money Market ($1,000.00 to $2,500) .25% .25%
Money Market ($2,500.01 to $10,000.00) .25% .26%
Money Market ($10,000.01 to $25,000.00) .25% .26%
Money Market ($25,000.01 to $40,000.00) .25% .26%
Money Market ($40,000.01 to $55,000.00) .50% .51%
Money Market ($55,000.01 to $70,000.00) .75% .76%
Money Market ($70,000.01 to $85,000.00) 1.00% 1.01%
Money Market (Over $85,000.01) 1.75% 1.76%
Chapman Preferred Checking .25% .26%
Heritage Savings .50% .51%
  • Interest rates listed above and below are based on a minimum deposit of $500.00.

  • Rates effective as of February 1, 2010


  Mortgage Rates
Term Interest Rate APR (Annual Percentage Rate)
30 Year Fixed 5.875%/6.012% APR 6.012%
15 Year Fixed 5.25%/5.476%APR 5.476%
FHA 30 Year 5.625%/5.795%APR 5.795%
FHA 15 Year Call for current rates Call for current rates
  • Rates based on loan amount of $100,000.00 - LTV 80% - Full Doc.

  • Rates and APRs subject to change daily. Rates updated February 1, 2010.

  • Loans sold to secondary market.

  • * Please consult with your tax advisor regarding interest deductibility.

  • *Rate based on a loan amount of $25,000 for 15 years-LTV 90% Full Doc


FDIC
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Equal Housing Lender
Garden City Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2013, all non-interest-bearing accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

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